Before he died on March 26, Layton “Scooter” Stuart told Arkansas Business that he thought he knew who had stirred up trouble for him with the chief federal regulators of his One Bank & Trust: Michael Heald and Tom Ricciardone. In August 2011, Stuart had fired Heald as One Bank's executive vice president and chief operating officer and terminated the bank's business relationship with Thinc Marketing Group, where Ricciardone was president.
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